However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. 6 Months on purchases $249 or more12 Months on purchases $499 or more18 Months on purchases $1,499 or more24 Months on purchases $1,999 or moremade with your Overstock Store Credit Card. It is also a good way to build credit since Comenity reports your credit history to all 3 credit bureaus. Confirm details with the provider you're interested in before making a decision. Valid for single transaction only. This no annual fee card also offers 0% APR for purchases for 15 billing cycles. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. You may request a copy of your CCA or view it online at anytime.

Account must be in good standing at time of transaction. Deferred interest means payment plans that offer to delay (or defer) payment of interest during a specified period of time are deferred interest plans.

This site gives access to services offered by Comenity Capital Bank.

There are several cash-back credit cards that would likely earn you more in value than the Overstock Store card, and certainly with lower APRs initially. You receive a special birthday offer and exclusive access to cardholder events, such as early sale access. If you want a more versatile card that still helps you save on financing costs, consider the Bank of America Cash Rewards card. This Overstock credit card gives you $30 back in rewards on your first order of $300 and above without financing.

The Overstock Store Credit Card is a good option for those people who frequently shop at and are looking to receive rewards for their spending. CARDMEMBER BENEFITS, • 6, 12, 18 and 24 month financing options are available on purchases of $249 for 6 months, $499 for 12 months, $1,499 for 18 months, and $1,999 for 24 months made with your Overstock Store Credit Card.

There is not a mobile app, but you can access the website from a mobile device.

1-855-810-2546 (TDD/TTY: 1-888-819-1918) How do I apply?

Rewards will expire 90 days after date earned. Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Mastercard International Incorporated. See for yourself why shoppers love our selection & award-winning customer service. Offer is not available for purchases placed on a promotional plan. If you'd like to add a comment to this article and share your valuable feedback and opinions, please click here to leave your comment. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us.

Minimum interest charge is $2 per Credit Plan in any billing period in which interest is due. Decorate now, pay later with monthly payments as low as $20, easy account set-up, no annual fees and zero fraud liability. Please note that new cardmembers will generally see their FICO® Score within 45 days of account opening.

No interest if paid in full within 6 months with a minimum purchase of $249, No interest if paid in full within 12 months with a minimum purchase of $499, No interest if paid in full within 18 months with a minimum purchase of $1,499, No interest if paid in full within 24 months with a minimum purchase of $1,999.

As of 09/2020, terms for new Accounts: Variable purchase APR of 26.99%. Continue through the steps, entering your financial information and other details as requested. Bottom Line: Since this card is only valid at, you are unable to use this card at other retailers or to take out cash at an ATM.

1-855-810-2546 (TDD/TTY: 1-888-819-1918).

You can log on to your online account in order to make payments via bank transfer or electronic payment. It comes with 10% off your first purchase of up to $5,000 with the Internet retailer, special financing for the first two years of card use and special promos just for cardholders.

If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge.

In addition, transactions generated within the Cars, Auctions, Real Estate, Community, Vacations and any Tab other than the Shopping Tab are excluded.

Already a card holder? Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site — and p. rior to applying for any credit card offers found on, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. You may also consider the Chase Freedom Unlimited® card that comes with a generous welcome bonus, no annual fee, and an introductory APR offer. This means that you will be required to pay all of the interest you would have incurred during the plan. Get deal Unfortunately, you cannot make a payment with a debit card or from banks located outside of the United States.

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Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer.

To apply for Overstock Store Credit Card, you must be: You’ll need to submit personal and financial information that includes: What credit score do I need?You’ll have a better chance of being approved for the Overstock Store Credit Card if you apply with a good to excellent credit score of 580 or higher.

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